Deposits & Payment:  Deposits made are considered partial payment toward the cost of the retreat and will hold your spot. Deposits are non-refundable unless another person fills your spot at which point the deposit will be refunded minus an administration fee ($50 USD) or you may choose to use the full deposit towards a future retreat, if the spot you put on hold is filled. If you fail to submit final registration balance fees by the required date you will forfeit your spot and the retreat facilitators are free to open that spot to the public. Your deposit will not be refunded in such a circumstance. Once your full payment has been processed, it is non-refundable. However, if you are able to fill the spot your payment will be refunded minus an administration fee ($125 USD). In such circumstances the retreat facilitators are willing to attempt to assist you in filling the spot by advertising.

If circumstances arise due to illness, casualty, act of God or any other cause beyond the retreat facilitator’s control all monies paid, including the deposit, will be returned, with no further liability. Additional money spent on travel preparation will not fall under the retreat facilitator’s responsibility. Travel insurance is recommended. Delays or additional expenses created by weather, illness, etc are the responsibility of the participants.

Should it be necessary to cancel the workshop, due to under booking, a refund will be provided in full. Refunds will occur 60 days before the scheduled retreat date. After that point, only severe and unforeseen circumstances, will cancel the retreat. 

Kristen Ryan Photography carries business liability insurance and is certified in CPR/AED and First Aid.  Both certificates are available by request. Gina Yeo Photography carries business Liability insurance and proof is available by request.   

All workshop participants will receive and be required to sign an acknowledgement of risks. This will be sent following the receipt of deposit and will be due with final payment.  In addition, injury or accident impacting one's self, theft or damage to photographic or other equipment is not the responsibility of the retreat facilitators. Insurances protecting your body, travel and gear are highly recommended. 

By signing up for this retreat, the participant agrees that their physical and mental capabilities are up to the activities involved in this workshop.

Weather is always unpredictable and cannot be guaranteed. Workshop participants agree to come prepared for all conditions by bringing proper clothing and gear. Should weather be severe enough to keep us indoors, we will spend the time in valuable discussion of techniques, creativity and post processing.  

By attending the workshop, students give permission for images, in which they may be seen and named, to be taken and shared on social media and in promotional materials for future workshops. 

*Retreat facilitators in the aforementioned document are: Kristen Ryan of Kristen Ryan Photography and Gina Yeo of Gina Yeo Photography. 

*Refund administration fees may change without notice based on current transaction rates.